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Virginia Mortgage Rates
As an UpFront Mortgage Broker, we disclose how much we make and our compensation is capped. Compare our low rates!
NO INFLATED RATES - NO JUNK FEES - NO SURPRISES AT CLOSING
This is just a sample of our rates & products. Certain loan scenarios may qualify for lower rates. Call us for a rate quote: 434-975-LOAN (5626)
| 4.875% | 0.000% | 4.905% | 30 |
| 4.750% | 0.750% | 4.846% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 5.125% | 0.000% | 5.156% | 30 |
| 4.875% | 1.000% | 4.994% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 4.000% | 0.000% | 3.376% | 30 |
| 3.625% | 1.000% | 3.351% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 5.875% | 0.000% | 5.888% | 30 |
| 5.500% | 1.000% | 5.604% | 30 |
| The APR is calculated using a loan amount of $500,000 and these typical fees. |
Don't see your loan type quoted above? We have a wide range of mortgage products at fantastic rates. Call us today: 975-LOAN (5626)
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*** Check the Daily Rate Lock Advisory for info on when to lock your rate ***
The conforming rates posted above are based on the following: primary residence, single family home, loan amount of $200,000, agency approved, full documentation and a middle credit score of 740 or higher. Please call for quotes on loan amounts less than $200,000. Agency Jumbo rates are based on the following: primary residence, single family home, area conforming loan limit (eg. $437,000 in Charlottesville MSA for 2009), credit qualification, 75% loan-to-value, full documentation and a middle credit score of 740 or higher. Non-conforming jumbo rates are based on the following: primary residence, single family home, $500,000 loan amount, credit qualification, 60% loan-to-value, full documentation, middle credit score of 700 or higher and max DTI of 45%. Government loans: USDA requires a 2% guarantee fee which may be financed, LTV permitting. VA requires a funding fee of .5-3.3%, depending on eligibility. Negative points indicates a credit to the borrower. Please note that interest rates and points may change without notice. Quotes provided are neither a rate lock guarantee nor a commitment to lend. Restrictions apply to all loan programs. Please call our office for your specific loan scenario.
Current posted rates are in effect as of 02/08/2010 12:27:49 PM Central Time.
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